A Policy for Hell

Winterbottom calls Big Man at Lloyd’s International headquarters to entrust him a new research. In the last two years, Lloyd’s has been giving premiums for several thousand millions to the families of insured people who have died only a few months after having stipulated their policies. As Jack Clementi reaches Munich, he meets captain Kraus who sets him on the track of a German builder, Merkl, who is in big financial trouble.